Entries by Bob Lilly

When Should You Update Your Commercial Insurance?

Commercial insurance is a vital part of protecting your business from various risks, but having the right coverage is only effective if it stays up to date. As your business evolves, so do your insurance needs. Here are key moments when you should consider updating your commercial insurance to ensure you’re adequately protected. Business Expansion […]

When These Life Events Occur, You Need an Insurance Checkup

Personal Insurance Update We often get asked the question, “When should I have my personal insurance reviewed?”  Remember, if you bought your personal insurance online, you do not get a review, you are on your own.  Most of us know that major life events can make it necessary to update our insurance coverage.  However, did […]

Life Insurance, Do You Have Enough?

According to the latest information, most people do not have enough life insurance. Only six out of ten people have even considered life insurance, and many who do have life insurance don’t think they have enough. 70% of households with children say they are just barely meeting their needs. But what would happen to those […]

Why It’s Important to Get Life Insurance Before It’s Too Late

Life insurance is one of those things many people know they need but often put off for “later.” However, waiting too long to get life insurance can have significant financial consequences for you and your loved ones. Whether you’re starting a family, nearing retirement, or building your wealth, securing life insurance sooner rather than later […]

How Business Interruption Insurance Works for Property Managers

Property managers face unique challenges in maintaining and protecting their properties. Unexpected events such as natural disasters, fires, or vandalism can disrupt operations, leading to significant financial losses. Business interruption insurance is a crucial safeguard that helps property managers mitigate these risks and maintain financial stability. Here’s how business interruption insurance works for property managers: […]

How To Insure Your Short Term Rentals

With firms like Airbnb and VRBO these days, short-term rentals offer a lot of chances to make extra money. And, like other businesses, there is always some danger. Whether your property is stand-alone, garage, or basement, you need to be aware of how to safeguard your assets. These five tips will help you understand insuring […]

Reasons You Need A Personal Umbrella Policy

  You have worked hard to earn your lifestyle. One accident or claim can ruin all your financial planning. A Personal Umbrella Liability coverage added to your other policies can protect you, your spouse, and any relatives living in your home. Umbrella Insurance provides extra protection or limits above the liability insurance you currently have. […]

Preparing for a Cyber Loss: A Small Business Guide

As a small business owner, you understand the importance of protecting your company from cyber threats. Cyber attacks can result in significant financial losses, damage to your reputation, and legal liability. Preparing for a cyber loss is crucial to minimize the impact of a potential attack. In this article, we’ll provide a comprehensive guide on […]