Entries by Bob Lilly

The New Normal—Working From Home

  Many employers are now having their employees work from their homes.  The good news is that it seems to be working.  Employers are finding that their employees can get to work and be effective working remotely.  We think that this trend will continue.  Employers are rethinking the “traditional office,” and how employees relate to […]

Enjoy The 4th Of July And Be Safe

We are approaching our nation’s birthday, July 4th, and we hope everyone has a great day of celebration with friends and family. In 2019 over 7,800 people went to the emergency room as a result of fireworks-related injuries. There were an estimated 15,770 reported fires started by fireworks. These fires resulted in an estimated eight […]

Fire Up the Grill

A Personal Insurance and Safety Update There are many good reasons to have homeowner’s or renter’s insurance, and here are a few more. In 2019, 18,500 people went to emergency rooms because of barbeque related accidents.  Sixteen percent of home structure fires involving a grill were caused during ignition because something flammable was too close […]

Summer Boating Safety Tips

Summer is here and that means it is time to get out on the water.  We hope that you and your family have a great time.  But remember, your watercraft needs to be insured, and we can provide a full range of watercraft insurance products for you. Your boat will need insurance for watercraft liability, […]

Motorcycle Insurance

Choosing the right insurance policy is much like choosing the right motorcycle. You want it to fit your needs and lifestyle, but at the same time be within your budget. Although most states require you to carry a minimum amount of liability coverage, other types of coverage are usually optional. Always ask your insurance agent […]

Are You Starting A Home Based Business?

COVID-19 has created an interest among many people in starting a home-based business. This would be different from just working remotely. Did you know that there are over 26 million home-based businesses in the United States today? Many of the world’s most successful enterprises started out in garages as home-based businesses. Disney, Amazon, Yankee Candle […]

Make Your Workplace Safe After COVID-19

As many people are getting back to work, many employers wonder how they can have their employees return safely. Employers are confronted with the complexities of returning employees to work in a manner that is safe and ensures operational continuity. Now is the time administrators should be building policies and procedures so that when employees […]

Flood Insurance And Your Commercial Property Insurance

If you operate a business, you know your building or property is the center of your operations. Commercial Flood Insurance protects one of your biggest investments–your business from damage caused by rising water. Floods often strike without warning‐destroying buildings, equipment, and inventory. Your business is your dream and your legacy, and you protect it with […]

The Future of Risk

Business Insurance Trends The business insurance world is changing at a fast pace. Technology is continually evolving and businesses must change or die. New technology also brings change in claims and litigation. Often lawsuits filed today are indicators of business liability claims tomorrow. Business Insurance Business or commercial insurance coverage is available for almost every […]

Why An Personal Umbrella Policy Is Right For You

Why An Personal Umbrella Policy Is Right For You Let’s face it, most of us have limited budgets when it comes to our insurance.  And most people feel insurance is an expensive item. Generally, auto, homeowner’s, RV, and boat insurance policies cover liability for injuries or property damage suffered by a third party. Personal insurance […]