An Insurance Update Many people think that all insurance policies are alike and there is no need to understand the different kinds of coverage afforded by different types of policies. As professional agents, our job is to help our clients understand how the coverage we recommend can affect their risks and actually help them in […]
If the last time you had an insurance review was when the Lakers won an NBA Title it is time to have us review your business and personal insurance. Our team is ready to help you understand how your insurance needs have changed over time. Here are a few examples of how life changes may […]
Don’t Let the Company Holiday Party Turn Into an Employment Claim Your company Holiday party was going great, and everyone was having a wonderful time. Except one of the female employees said that a manager touched her and made unwanted advances. Now she is filing an employment liability claim. This is a scenario that no […]
Black Friday and Cyber Monday coming, and holiday spending will continue right up to December 24th. According to the Nation Retail Federation, 84% of Americans will use the internet to shop during the holidays. Even during non-holiday times, people are using noncash transactions for the purchases of goods and services. Consider identity theft insurance. […]
Employment Practices Liability Insurance The number of lawsuits filed by employees against their employers has been rising. While most suits are filed against large corporations, no Missoula EPLI Insurance company is immune to such lawsuits. Recognizing that smaller companies now need this kind of protection, we provide this coverage as an endorsement to our Business […]
Do You Need A Scheduled Article Floater? Almost all of your personal property is insured under your homeowner’s policy; however, most valuables have sublimit that leave might you severely underinsured. We are talking about; jewelry, guns, cameras, silverware, chins, sporting equipment, art, coin collections, wine, and other expensive items. The best way to protect your […]
You may be looking for ways to improve your home in the near future. Perhaps you want to upgrade your heating system, replace a leaky roof, or add on that sunroom you have always wanted. Before you get started however, you will want to know how that remodeling project can affect your insurance needs. […]
When a fire destroyed a fifty-unit apartment complex, the owners found themselves in a tough situation. The owners had insurance to cover the repairs and replacement of all the damaged units, and because the agent had done his job the owners had business income or loss of rents insurance. Business Income coverage is a property […]
Summer Travel Safety and Insurance Tips Stay Safe and Protected This Summer Summer is filled with many activities that bring your family together. However, nothing can turn a summer outing into a disaster faster than an accident or having your home burglarized while you are away. Your personal insurance can provide coverage for accidents that […]
Hit The Road With Better RV insurance You probably bought your motor home or travel trailer because it offers the best of both worlds: the ability to explore the world we live in and the convenience of your home each night when you pull over. Motor homes and travel trailers offer a freedom and joy […]
